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States Insurance Agency Blog

View the latest blog posts from States Insurance Agency.

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Wednesday, March 22, 2023

How Much is a Business Owners Policy?

Finding the right insurance policy for your business is crucial to keeping your business safe in case of an accident or lawsuit. Business owners policies (BOP) offer various coverages for small businesses in low risk industries.  While this insurance is designed to save small businesses money, they an still be expensive. READ MORE >>

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Wednesday, February 1, 2023

Are You Responsible for Intoxicated Guests at Your Home

Someone comes to your home to enjoy a meal and some good friendship. You share a few drinks. That person leaves gets behind the wheel of the car and causes damage to another person’s property as a result of the alcohol. Intoxication like this can be deadly. READ MORE >>

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Monday, January 2, 2023

Questions to Ask Before Buying Car Insurance

Whether you’re getting your first car or switching to your fifth insurance provider, there are certain questions you need answered before signing a car insurance policy.  How Much and How Far Will You Drive?  Consider how much you drive. Do you often take road trips? READ MORE >>

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Monday, December 5, 2022

5 Tips for Making Your Home Safer

Improving the safety of your home may be one of the most important steps to minimizing home insurance costs. Often, a home that is a higher risk will require a more extensive insurance policy. Or, the insurer may not offer the same discounts to these property owners as others.   READ MORE >>

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Tuesday, November 8, 2022

The Perks of Specialized Coverage for Antique Cars

It takes dedication to own and maintain an antique car. You go through painstaking efforts to refurbish interior furnishings, find replacements parts and tuck your vehicle away into safe storage when it’s not in use. In fact, the draw for many antique car owners is not in driving the vehicles, but in restoring them. READ MORE >>

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Monday, October 10, 2022

Teaching Teens to Drive in Thunderstorms

From fall into winter, it seems that thunderstorms pop up without much warning. If you have driven for several years, you have probably learned how to drive in thunderstorms. But do your teens know how? We'd like to give you some tips on teaching your teens to drive in thunderstorms. READ MORE >>

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Monday, September 12, 2022

What Is A Surety Bond?

A surety bond refers to a contract formed between three parties. The three parties are the principal, the surety, and the obligee. The purpose of a surety bond is confirmation of the surety's responsibility to ensure that the principal will behave in accordance with the bond's terms. READ MORE >>

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Tuesday, August 2, 2022

Why You Should Always Plan for the Risk of Floods

Every home, in every community, deserves the security provided by homeowners insurance. However, one hazard that will not have coverage under homeowners insurance is flooding. While you can buy flood insurance to protect yourself against the ramifications of this hazard, you still have to do what you can to minimize the effects of floods, if they every do occur. READ MORE >>

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Tuesday, July 12, 2022

How to Enhance Your Business’ Cyber Security

Many small business owners think it’s only the big guys that have to worry about cyber threats. But a whopping 70 percent of cyber breaches involve small businesses, costing an average of $300,000 to recover. If your business was hit by hackers, could you afford to spend hundreds of thousands of dollars notifying customers and paying for legal expenses? READ MORE >>

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Tuesday, June 7, 2022

Who Needs Professional Liability Insurance?

Most businesses share the same type of risk and thus need the same insurance. General liability, for example, concerns accidents of bodily injury and property damage that can happen at any business.  Some businesses have certain specialties that require additional insurance to basic policies, however. READ MORE >>

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